Agricultural Pump Set Insurance

The flow must go on !

Water is a precious resource and you depend on your pumpset to deliver it to your fields. With so much at stake, it is vital that you insure your pumpset against damage and theft. Your likely losses flow out and coverage benefits flow in when you have the Bharti AXA Agricultural Pump Set Insurance policy.

A smart first step

Simple, yet comprehensive; this defines Bharti AXA General Insurance’s Agricultural Pump Set Insurance Policy. It provides comprehensive coverage to Centrifugal and Submersible pump sets having capacity of up to 25 HP.

Smart policy benefits

The policy covers damage caused to your agricultural pump set due to:

• Fire and / or lightning
• Burglary / theft (due to violent forcible entry, provided the pump set is kept in a locked enclosure)
• Mechanical / electrical breakdown including damage by external means
• Riot, strike, malicious damage

You can also opt for additional protection for your pump set against storm, tempest, flood and inundation.

Exclusions: The policy will not cover loss or damage due to:

• Normal wear and tear, gradual deterioration due to atmospheric conditions or otherwise
• Willful act or gross negligence of the pump set
• Loss or damage for which the manufacturer or supplier is responsible either by law or under contract
• Faults or defects existing at the time of commencement of the policy
• Cost of dismantling, transport to workshop and back, cost of re-erection
• War, nuclear perils, radioactivity and terrorism