Commercial Insurance

Key benefits - covers the damage and loss of Electronic Equipment

Key Benefits

Bharti AXA's Portable Electronic Equipment Policy covers portable electronic equipments like laptop, digital cameras, mobile phones and other similar equipment against damage or loss.

The Policy covers physical loss of or damage from any cause, other than those specifically excluded under the Policy subject to the excess specified under the Policy.

Main exclusions

  • Existing defects
  • Wear and tear or gradual deterioration due to atmospheric conditions
  • Functional failures unless caused by an indemnifiable loss or damage
  • Routine Maintenance costs
  • Manufacturer or supplier's contractual obligation
  • Consequential loss or liability of any kind or description
  • Aesthetic defects, such as scratches on painted polished or enameled surfaces
  • War, terrorism and nuclear perils
  • This is not an exhaustive list.
  • For further details and quotation, talk to us today at 1800-103-2292 (Toll free) or visit one of branches

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