Terms of Use
By accessing this website ("Bharti AXA General Insurance Co Ltd Website") and using its content, you acknowledge and you agree that you have read and understood the following Terms of Use and you agree to be bound by them. These Terms and Conditions may be modified at any time by updating this posting. You are bound by any such modifications. you have to review these Terms and Conditions every time you use this web site. Do not use or download materials from this web site, if you do not agree with these Terms of Use.
Use of the contents
The content is available for informational purposes only. The posting of contents and access to this website does not render, either explicitly or implicitly, any provision of services or products by Us. Information concerning our products or services is only available through the respective Bharti AXA General Insurance channel.
No Offer
No information on this Website is or should be interpreted as an offer or a solicitation for an offer or any advice.
Limitation of Liability
We assume no liability and shall not be responsible as to the errors or omissions which may occur. We expressly disclaim any liability, whether in contract, tort, or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use of this website or reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with this website, regardless of our knowledge thereof. We shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any information from this website.
Copyright/trademarks
All content of this Website, all rights in the pages, site content and arrangement are owned by Bharti AXA General Insurance Company Limited. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of Bharti AXA General Insurance Company Limited.
The trademarks appearing on this website and/or any other Bharti AXA Group Companies respective websites are the properties of Bharti, AXA, Bharti AXA General Insurance Co Ltd and/or of those Bharti AXA Group Companies.
Reservation of Rights
We reserve the right to change, modify, add to, or remove portions of these Terms of Use at any time.
Governing Law and Jurisdiction
This web site Terms of Use shall be governed in accordance with the Laws of India
All Disputes arising out of these terms or this website shall be litigated in, and only in, courts located in Bangalore, India, and you agree to submit to the exclusive jurisdiction of those courts.
Severability
If any part of these Terms and Conditions are determined to be invalid or unenforceable pursuant to applicable Law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision shall be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms and Conditions shall continue in effect.
Entire Agreement
This Agreement constitutes the entire agreement between you and Bharti AXA General Insurance with respect to your access to and/or use of this web site.
Disclaimer
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE INFORMATION/MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" BASIS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND BHARTI AXA GENERAL INSURANCE CO LTD AND ITS SUBSIDIARIES AND AFFILIATES (COLLECTIVELY "BHARTI AXA"), DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
BHARTI AXA GENERAL INSURANCE CO LTD DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT HOSTS IT ARE FREE OF VIRUSES OR OTHER HARMFUL PROGRAMS SUCH AS MALWARE, SPYWARE, TROJAN, WORM ETC. BHARTI AXA GENERAL INSURANCE CO LTD DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE INFORMATION/MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE NOT INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE PRODUCTS AND SERVICES, BUT ARE PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES. ANY INFORMATION/MATERIALS DOWNLOADED OR OBTAINED BY USING THIS WEBSITE IS AT THE SOLE DISCRETION AND RISK OF THE USER AND THAT THE USER WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO THE COMPUTER (INCLUDING HARDWARE AND SOFTWARE SYSTEMS) OR ANY OTHER DEVICE OR LOSS OF DATA THAT RESULTS FROM THE USAGE/DOWNLOAD OF ANY SUCH INFORMATION/MATERIALS.
THIS WEBSITE MAY BE LINKED TO OTHER WEBSITES WHICH ARE NOT MAINTAINED BY BHARTI AXA GENERAL INSURANCE CO LTD AND WE ARE NOT RESPONSIBLE FOR THE CONTENT OF THOSE WEBSITES.
We assume no responsibility to update or amend the website.
Loss Survey Limits for Categorized Surveyors
The survey will be conducted by Surveyors who are categorized in the following Format.
The limits are as per the new guidelines would be as under
| | C | B | A |
| Marine | Upto 10 lac | Upto 20 lac | Any Amount |
| Miscellaneous | Upto 10 lac | Upto 20 lac | Any Amount |
| Fire | Upto 20 lac | Upto 40 lac | Any Amount |
| Engineering | Upto 10 lac | Upto 20 lac | Any Amount |
| Motor | Upto 10 lac | Upto 20 lac | Any Amount |
Bharti AXA General Insurance Co. has decided to utilize the above financial limits based on the value of loss as assessed by various surveyors and loss assessors. The other terms & conditions would remain the same as per the earlier IRDA guidelines mentioned in the circular dated 24th May, 2003