Bharti AXA offers health insurance with a range of benefits to take care of you and your family's health care needs. Our Comprehensive Health Insurance is flexible and affordable, available in 3 plans - Rs. 2 lakhs, Rs. 3 lakhs and Rs. 5 lakhs - to suit your needs and budget.
Our Health plans provide you:
- Cashless hospitalization at 4300+ hospitals across India
- Day-care procedures
- Pre and post hospitalization expenses
- Double sum insured if diagnosed with any of the 20 main critical illnesses (on selected health plans)
- Unlimited room rent (on selected health plans)
- Lifetime renewal
- Tax benefit under section 80 (D) up to Rs 15,000
- 24x7 claim assistance and easy claim settlement process
- 5% renewal discount every year maximum up to 25% on a progressive scale
- Dedicated Claims Handler for health insurance claims
Help me to choose my plan
We all have different health insurance needs, based on our family type and age group, Bharti AXA helps you find the right plan for you, your spouse and children.
|Your family type|
|2 - 35 years||Rs. 5 lakhs plan||Rs. 5 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan|
|36 - 45 years||Rs. 5 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan||Rs. 3 lakhs plan|
|46 - 55 years||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan|
|56 - 65 years||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan||Rs. 2 lakhs plan|
|Available Online, No medical tests|
|Available through Call- centre (please call at 080-49010200) and at branches.|
|Optimum plan Rs. 3 lakhs and Rs. 5 lakhs sum insured can be offered from 5 years to 55 years only. Medical test is mandatory for all cases above 45 years age.|
Rs. 3 lakhs and Rs. 5 lakhs plan includes critical illness cover which is given as lump sum compensation in the event you are diagnosed with any of the 20 main critical illnesses covered. In such an event you will be entitled to get double the sum insured, which means for Rs. 3 lakhs and Rs. 5 lakhs cover, you will receive lump sum amount of Rs. 6 lakhs and Rs. 10 lakhs respectively. This cover is applicable after 60 days of inception of the policy and is subject to 30 days survival period and is separate and additional to the hospitalization cover. You can use this money as you wish, to cover your medical bills or maintain your family.
Refer policy wordings (PDF, 336 KB) to view the complete list of critical illnesses covered.