Suggested Documents for claims under various policies under commercial lines.

Engineering Insurance

I. Machinery Breakdown Policy

• Claim Form duly filled in & signed.
• Photographs if arranged.
• Log book details / extracts.
• Departmental Note on incident
• Repair agency's report detailing their findings on Cause and the repair procedure suggested along with the estimate for repairs
• Original Repair Bills with receipt be undertaken.
• Surveyor's confirmation about the repairs having been carried.

II. Machinery Loss of Profits Insurance Policy

• Claim Form duly filled in & signed along with the claim bill
• Books of Accounts.
• Details of Trends of Business
• Record of Labour involved in activities related to claim.
• Details of Savings effected in Standing Charges.
• Details of Increased Cost of Working.

III. Contractors All Risks Insurance Policy

• Claim Form duly filled in & signed.
• Details of the loss suffered
• Contractors report detailing Extent of Loss, Cause and suggested repair procedure.
• Police Report in case of burglary / Theft claims, RSMD or Malicious damage claims
• Fire Fighting/ Brigade report in case fire loss
• Police Report in case of Third Party Death and/or personal injury liability claims
• Record of material required & Labour involved in activities related to claim.
• The details of the project and work completed.
• Details of other property losses if Owner's surrounding cover opted
• Photographs if arranged

IV. Boiler & Pressure Vessel Insurance Policy

• Claim Form duly filled in & signed.
• Original Repair Bills with receipt.
• Police report in case of Third party personal injury and property damage liability Claims.
• Details of other property losses if Owner's surrounding cover opted
• Photographs if arranged.
• Boiler Inspectorate's report.

V. Electronic Equipment Insurance Policy

• Claim Form duly filled in & signed.
• Original Repair Bills with receipt.
• Photographs if arranged.
• AMC/ Repair agency's report detailing Extent of damage, Cause and suggested repair procedure.
• Report filed by the AMC in the visit immediately preceding the Loss Date.
• Details of loss pertaining to external storage media if cover opted along with claim bill
• Details of increased cost of working along with claim bill
• Police Report in case of RSMD , Burglary claims
• Fire brigade / fighting report in case of fire losses
• Departmental note on the cause leading to loss