Insurance Tips

Tips for Safe driving during Monsoon days !!

There are several risk factors in case of driving through stagnant waters as the modern day cars are equipped with various electronic systems and advanced engine technologies.

In event of floods you may take the following additional precautionary measures to reduce the extent of damage to your cars:

• Avoid driving your car during heavy rains or through flooded water unless your journey is absolutely necessary. If you have to drive through flood water, you may drive on the highest section of the road if it is safe to do so.
• Avoid driving through water if the depth is unsure. Severe engine damage may occur if water is sucked up in to the engine air intake system.
• Avoid driving through the flood water if a vehicle is travelling in opposite direction.
• Drive the vehicle at very cautious speed just enough to avoid Engine stalling and select as low gear as possible while maintaining constant acceleration. Driving at higher speed may be dangerous to your own vehicle, other vehicles or pedestrians.
• Check the brakes functioning thoroughly as it can be affected if the flood water might have entered into the brake lines,pads or discs. Please ensure its satisfactory functioning before moving the car further.
• Check the radiator fan motor functioning thoroughly as there is possibility of its damage due to flood water. Please ensure its satisfactory functioning before moving the car further.
• Should the vehicle stop, avoid cranking the vehicle as it may damage the engine. Push the vehicle to side & call your repairer let the professionals examine it.
• Keep the window glasses in slight open condition.
• Do not keep the AC on while driving through the stagnant water as it may increase splash of water.
• Avoid closing the doors with central locking as their may be possibility of its not opening in event of any electrical short circuit. Keep a heavy object like hammer or stone handy as it will be useful in breaking of glass if the door locks are struck due to short circuit. Breaking window glasses are easy in comparison to front windscreen which is laminated.
• If the level of water has entered the passenger compartment, do not turn the ignition “ON” as there is possibility of short circuit in the electrical system the moment ignition is put “ON” even without cranking of the engine.This may cause further damage to the vehicle.
• If the vehicle has been stranded in the flooded area for any prolonged period, record the highest level of water exposure on the flooded vehicle as this will aid the garage technicians in evaluating the extent of damage & help taking necessary steps to correct the damage.
• Contact your garage and let the professionals examine it.

If in case you need any assistance/ further guidance you may contact our 24X7 toll free at 1800-103-2292