Bharti AXA private car insurance offers protection to your car, passengers, and helps you stay protected on the road. All our plans enjoy servicing at 2,000+ cashless network garages across India, 24x7 claim assistance and easy claim settlement process, No Claims Bonus (NCB) up to 50% on car insurance renewal from Bharti AXA or other insurer. To accommodate all your car insurance needs, we have tailored 2 levels of cover exclusive to online purchase.
Basic Insurance Cover
- Cover includes comprehensive car insurance (if your car is stolen, damaged by fire or during an accident)
- Third Party Liability (if other people claim against you for injury or damage to their car or property)
- Personal Accident cover for the driver offering a compensation of Rs. 2 lakhs in the event of death/permanent total disablement arising from car accident
Basic Insurance Cover + Roadside Assistance
- All the above benefits
- On road repair for minor breakdowns
- Towing your car to the nearest garage
- Facilitating in change of flat tyre
- Lock out or lost key assistance
- Emergency fuel assistance
Road side assistance facility is provided within the radius of 25 km from the location of the breakdown.
You can customize your policy with add-on covers:
Depreciation cover - Get 100% of the value of the replaced part, at the time of damage
Invoice Price cover - Get back the insured value of the car along with registration, road tax & insurance, in case of theft or total loss
Medical Expenses - Cover treatment towards physical injury for the driver and passengers caused by car accident up to Rs. 10,000 per person.
Personal Accident cover for Passengers - Gives a compensation of Rs. 1 lakh for the passengers travelling in the car at the time of accident in the event of death/permanent total disablement
Hospital Cash - Covers daily cash benefit up to Rs. 1000 per day for maximum 30 days on hospitalization towards treatment and medical needs in case of car accident
Get additional discounts on your online car insurance premium, if you have
- ARAI approved anti-theft device
- Voluntary deductible